二手房交易资金 保安全 流程全指导

房天下房天下  2015-09-15 10:05

[摘要] 买房在二手房交易中的一大风险，来自未通过资金 便将大额房款支付给卖方，一旦卖方跑路，或者发生产权纠纷，会给买方造成巨大的经济损失。因此，买二手房时，为了安全起见，一定要选择资金 的方式，具体流程和注意事项本文一一为您解读。

买房在二手房交易中的一大风险，来自未通过资金 便将大额房款支付给卖方，一旦卖方跑路，或者发生产权纠纷，会给买方造成巨大的经济损失。因此，买二手房时，为了安全起见，一定要选择资金 的方式，具体流程和注意事项本文一一为您解读。

凡是网签单上显示的款项，除了贷款外，全部都要存入 账户。

2、 账户名如何获取？

生成网签协议后，买卖双方选择的银行生成 协议，上面包含 账号和户名。

3、去哪里开户？

如果是通过中介公司交易，则是在中介公司开通 账户的银行进行 。如果是自行交易，则买卖双方协商选择一家银行进行开户。买卖双方的账户必须是同一家银行。

3、办理 账户需要哪些资料？

提供房产证、买卖协议、买卖双方身份证和个人银行卡的原件及复印件。

4、资金如何打入 账号？

买方前往指定银行，通过账户名和网签号即可进行资金转账。注意要保存好转账凭条。

5、卖方怎么收款？

买方将资金打入 账户后，买卖双方方可办理过户手续。完成过户后，24内银行会打款给卖方。

资金 尽量亲自办理，不要随意将身份证、银行卡、买卖协议等重要资料交予他人。

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